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What's The Money Planner?
Money Planner is for the 90% of us who don't save consistently for our retirement, the 66% of us who worry about paying our bills on time, and the 83% who worry more about their financial health than their physical health. For us, managing our money is absolutely critical to achieving our dreams. Money Planner puts each of us in charge of our own destiny, with a fully customizable online "Smart" system that put's you in control of your money, instead of continuing to let your money control you.
'Way of Life' (2 min) Click Here
How Does It Work?
The Money Planner helps you define and achieve your lifetime financial goals using the "Four Laws of Prosperity" (Track, Target, Trim, Train). With web-based "Smart" technology it helps you set realistic financial goals, and guides you, month after month, toward achieving them. The Money Planner will provide options for paying down your debt in far less time, without spending any more money than you are currently, saving you thousands of dollars in interest and then leveraging those savings into asset building investements for your future financial security.
Give Yourself a Raise (4 min) Click Here
The Money Planner & You
With a powerful array of simple online financial "Smart" tools, Money Planner organizes the entire process, helping you identify and set your targets, reducing your debt, and giving you more money to save, invest and spend. With the Money Planner your savings and investments can grow faster, helping you realize your financial goals sooner than you thought possible. The Money Planner bridges the gap between you and your financial dreams!
Quick System Overview Click Here

Success Stories

"The book, 'The 4 Laws of Financial Prosperity', has been an inspiration to the Advisory team of MBNA's Financial Advisory Service, as well as to the several hundreds of clients that have been introduced to it, and profited by its teachings! We will be forever grateful, the 4 Laws have contributed immensely to the success that our Service has experienced, in guiding our clients to financial freedom and independence."
  ~ Tom, MBNA Financial Services

"My wife and I read "The 4 Laws of Financial Prosperity " and implemented the laws using The Money Planner System. We crawled out of a $90,000 credit card hole in 2 and 1/2 years. Thank You
  ~ Ward, Montana

"In my husbands words, "The money planner has helped us to visualize and organize our spending." We increased our net worth by 22% in one year, and the money planner helped us to realize this." Thanks,
  ~ Tyson & Natalie

The Money Planner $19.95/mo

Protect Your Identity!

Our Identity Protection Provides: Fully Managed
Restoration Fraud Loss Insurance and Identity Monitoring

Click Here To Watch the Video
Scanning engines, human intelligence gathering and mathematical algorithms find and analyze your data online. more
Identity Fraud Loss and Expense Reimbursement Master Policy from AIG Insurance is designed to... more
Store information about the contents of your purse and wallet securely. If ever lost or stolen, you are protected. more
If your identity is stolen, we recover your ID for you or assist you in your recovery - your choice. more
Identity scoring and monitoring is more effective than credit report monitoring. Study by Gardner Group. more
Identity theft is scary, expensive and time consuming. Many times with very serious consequences. more
Why Choose WaveTen Suresafe ID
ID Theft is epidemic. You can't stop it, but you can protect yourself.
A professionally trained recovery advocate is assigned to all victims and will perform a fully managed identity restoration program for the covered member. Recovery advocates will document, dispute and reverse all fraudulent transactions through a limited power of attorney for all known types of Identity Theft. Additionally, this included one year of follow-ups after the victim is back to pre-theft status     Fully Managed Restoration
  Fraud Loss Insurance
  ID Monitoring
  Lost Wallet Service
Best Prices Available
No one's personal information is safe. Select your coverage option below
to provide your family the peace of mind knowing you are now protected.
$19.95 / MONTH $199.00 / YEAR $399.00 / one time
Fraud Loss Insurance Fraud Loss Insurance Fraud Loss Insurance
Fully Manage Recovery Fully Manage Recovery Fully Manage Recovery
Identity Monitoring Identity Monitoring Identity Monitoring
Lost Wallet Service Lost Wallet Service Lost Wallet Service
24/7 Assistance 24/7 Assistance 24/7 Assistance
Add "waveten" in the Pro-mo box and get
WaveTen Suresafe for just    $9.95/mo
ID Comand Center
ID Victim Stats

300 +


150 +
Hours to
restore ID


79 %
Chance of
breach by 2016


100 +
Breach intrusion
attempts /minute

Recent News
Over 1Billion Passwords
Stolen by Russian Hackers
Security Experts Say Data Thieves
Are Getting Harder To Fight
eBay Hacked, Bleeds Data
And Why You Need To Act

One Backup To Rule Them All... Click Here To Watch the Video

A Simple System to Backup All Your Media Access

Stop storing media on your devices and start streaming in real-time from your cloud backup. Never forget or lose another song or video, or any files for that matter, with Frugal cloud backup. It's like having your computer everywhere.

Access Your Favorites From Any Device

Access all of your files from any web enabled computer, tablet or mobile device wherever, whenever you choose. Never be without it again. Frugal uses 256-bit AES encryption, version control and one click full restore.

OneDrive Apple iCloud Google Drive Dropbox
FREE Backup 25 GB 7 GB 5 GB 15 GB 2 GB
50 GB   $25 $100    
100 GB $9.95 $50   $60 $99
200 GB   $100   $119 $199
250 GB $19.95        
UNLIMATED $35.95        
Features Inclued

Keep your files safe
No technical knowledge needed

Backup works in the background to protect your files as you use your computer. It backs up all of your files - no matter how many you've got. You can restore your files at any time with one click.


Multiple copies
Complete peace of mind

You can be sure your files are safe
and secure. Multiple copies of your
files can be accessed at any time,
and we encrypt them with military-
grade encryption, so that they're
completely private.


No Limits
Every file you have

Backup your whole PC or Mac, no matter how many files you've got. Backup is your personal storage space on the Internet. It's unlimited, it's secure and it's there forever.


Easy Access
View your files anywhere

View your backed up files anywhere - from any computer, mobile or tablet. View photos, watch videos, listen to music and work on your documents from your backup center.


Restore at anytime
Up to 30 previous versions

Need to revert a change you made? File overwritten? No problem. We even keep your deleted files for 30 days. Restore files or entire folders at any time with one click.


Both Mac and PC
Back up your data

Whether PC or Mac, we've got you covered. Unlike other services that don't backup Mac or have manual video backup, your backup is automatic for your whole household.

Get Started NOW With 25 Gb FREE

About Mobile Banking
WaveTen mobile banking is an innovative payment service that offers a new way to send and receive money using your mobile device. Offering you the world's first purely "mobile only" FDIC insured bank account. With WTN mobile banking, sending and receiving money has never been easier. It's as simple, as sending a text message to anyone with a mobile phone and the money is deposited directly into their mobile monē account. Now there's a safe, secure, and simple way to send money instantly, anywhere in the world.
Watch our video overview
Mobile Banking & Businesses
WTN mobil banking for business was designed to address the need for alternative ways of paying employees, distributors and vendors. We offer turn-key mobile banking solutions for: banks, merchants, payroll, direct sales, non-profit and more. The Benefits are huge. For example, sharing in transaction-based revenues, reduced costs to the merchant, faster delivery, greater convenience, added security, instant settlements, reduced chargeback rate, and we can bank the unbankable. Bottom line? Everyone wins and you can too by tapping into this marketplace through WaveTen mobile banking!
Formula For Success:
Fueled by the exponential proliferation of mobile phone users around the world, mobile banking has become a vital part of our fast-paced lifestyle and, according to analysts, in the US alone is expected to leap by 55% next year. The ubiquity of mobile phones and the robust development of new applications will continue driving increased consumer use. WaveTen is strategically positioned to capitalize on this rapidly-growing market. Merging mobile and web-based technologies, we offer complete mobile banking solutions for residential  and business consumers.

Automated Marketing System:
Let's face it; In today's modern technology-driven world, having the right tools and system in place can be the difference between failure & success.

Since 2001 we have been developing and providing automated marketing systems to help people in the home business industry build their businessess faster, more efficiently and more profitably.

Your success is our success and that's why we are including our fully automated Pro Marketing System in every distributor package. 

From day one, you'll be marketing like the pros! Your automated marketing tools work for you even while you're sleeping, on vacation or doing whatever else it is you like to do!

To learn how our automated system works, Click Here