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What's The Money Planner?
Money Planner is for the 90% of us who don't save consistently for our retirement, the 66% of us who worry about paying our bills on time, and the 83% who worry more about their financial health than their physical health. For us, managing our money is absolutely critical to achieving our dreams. Money Planner puts each of us in charge of our own destiny, with a fully customizable online "Smart" system that put's you in control of your money, instead of continuing to let your money control you.
'Way of Life' (2 min) Click Here
How Does It Work?
The Money Planner helps you define and achieve your lifetime financial goals using the "Four Laws of Prosperity" (Track, Target, Trim, Train). With web-based "Smart" technology it helps you set realistic financial goals, and guides you, month after month, toward achieving them. The Money Planner will provide options for paying down your debt in far less time, without spending any more money than you are currently, saving you thousands of dollars in interest and then leveraging those savings into asset building investements for your future financial security.
Give Yourself a Raise (4 min) Click Here
The Money Planner & You
With a powerful array of simple online financial "Smart" tools, Money Planner organizes the entire process, helping you identify and set your targets, reducing your debt, and giving you more money to save, invest and spend. With the Money Planner your savings and investments can grow faster, helping you realize your financial goals sooner than you thought possible. The Money Planner bridges the gap between you and your financial dreams!
Quick System Overview Click Here

Success Stories

"The book, 'The 4 Laws of Financial Prosperity', has been an inspiration to the Advisory team of MBNA's Financial Advisory Service, as well as to the several hundreds of clients that have been introduced to it, and profited by its teachings! We will be forever grateful, the 4 Laws have contributed immensely to the success that our Service has experienced, in guiding our clients to financial freedom and independence."
  ~ Tom, MBNA Financial Services

"My wife and I read "The 4 Laws of Financial Prosperity " and implemented the laws using The Money Planner System. We crawled out of a $90,000 credit card hole in 2 and 1/2 years. Thank You
  ~ Ward, Montana

"In my husbands words, "The money planner has helped us to visualize and organize our spending." We increased our net worth by 22% in one year, and the money planner helped us to realize this." Thanks,
  ~ Tyson & Natalie

The Money Planner $19.95/mo

What Is It & How Does It work?
Our WaveTenTexting (WTX) system offers businesses and individuals an instant, affective and extremely affordable way to communicate with, groups, customers, prospects, organizations, etc. using SMS mobile text messaging.

Text Message Marketing is a proven marketing method that has the highest read rates available, increased response rates, brand awareness and return on investment. With more savvy and demanding consumers than ever, text message marketing is a great way to reach a wider audience and boost your business on demand.

Our easy to use web based software gives you the freedom to connect with your customers, prospects and subscribers within minutes boosting your business from anywhere at anytime. Don't have a mobile subscriber list? We make it very simple for your to build your own opt-in list or import an existing list.

Unlike mobile phones that limit the number of messages, you can send to as many people as you like simultaneously. From your web based portal. Simply add the message you want to send, upload an image or record an audio message (optional), select the group or list you want to send to (or pre schedule to send) and click submit. It's that simple!
Why Is It So Effective?
The world is becoming more and more mobile. Ten years ago the way to market was by email. Today it's by text message. Most people carry mobile phones. Every day more than 3 billion text messages are sent and that number is increasing. A company that isn't using text message marketing, isn't taking advantage of the most powerful and effective marketing tools.

Text marketing offers an incredible 97% open rate as well as impressive response rates.
According to researchers, 73% of consumers would like to receive special offers on their mobile devices – but they are not getting them.

Proven Results: Offers made via SMS text marketing has consistently gotten response rates up to 20% – that's 10 times more than traditional advertising methods such as email, direct mail, and newspaper ads which usually get around a 2%-3% response rate.

Most consumers always have their mobile phone by their side and 91% of consumers read their mobile text messages within minutes. Plus SMS text messages can go viral, which means they can spread like wildfire. This is because your subscribers will often forward your offers to friends and family, which will give you more exposure and more sales.
Who Can Use This Service?
Hair Salons: Imagine it is slow Tuesday Afternoon. Login to your computer and send out a text message offering $10 off a haircut from 2-5 this afternoon. Simply show this text. Say goodbye to your slow Tuesdays!

Restaurants: Boost customer loyalty with your exclusive special of the day text! Send an image message showing your special with an exclusive deal just for your mobile subscribers!

Network Marketers: With the Autoresponder feature you can automatically drip information to your prospects in your pipeline or invite them to a special events in their area. Or send out special recognition or motivational announcements to your team.

Radio Stations: Start a "Loyal Listener Club" to send special promotions, partner coupons, and audio messages. With our Mobile Subscribe feature, simply have your listeners text a keyword to join!

The Possibilities Are Limitless: Bottom line, this tool can work for just about any application that depends on good, effective communication. This is one of those tools you cannot afford to do without. The whole world's going mobile; Now you can too!
Key Features
  • Up to 20 Custom Subscriber Groups
  • Send Image Messages
  • Send Video Messages
  • Unlimited Auto Delivery Text Series
  • Dedicated Phone Number
  • Record and Send Audio Messages
  • Personal Reminder Text
  • Broadcast Group Messages
  • Scheduled Messages
  • Mobile Subscription
  • Mobile Unsubscribe
  • Bulk Subscriber Upload
  • Group Mobile Subscription
  • Replicated Website
  View our Package Pricing Details
The Money is in The List.
The best customer you can have is one you have already sold to. Build your list and improve your sales.

Boost Business On Demand
Sending coupons or daily deals drives same-day traffic to your business within minutes!

Stay Competitive
With more savvy and demanding consumers than ever, text message marketing is a great way to reach a wider audience.

Save Money!
SMS text marketing allows you to reduce your advertising costs while increasing sales and customer loyalty at the same time.
Where Are You Advertising?
There are 5 times as many texters worldwide as there are Facebook users! Best of all 97% of text messages are opened, while only 22% of emails are opened.

Set up new marketing campaigns in just minutes from our website; scalable while your business grows.

Get Noticed
Text marketing offers an incredible 97% open rate as well as impressive response rates.

Build Loyalty
SMS text marketing helps you to establish two-way communication between you and your customers.
Want to see it in action? Just send a text message to: 3038008335 and put Demo as your text. We'll  send you 3 sample.

SG IDENTITY is a complete identity protection solution including identity Monitoring, Lost Wallet Protection and Fully Managed ID Theft estoration service provided by premier identity technology and security firms. Watch This Video

  •  Total Family Protection
  •  Global Identity Scanning
  •  ID Early Warning Alerts
  •  Fully Managed Restoration

Nothing can prevent identity theft. SG IDENTITY provides multi-level protection with ID
Monitoring, ID Early Warning Detection, Lost Wallet Service and Fully Managed ID Theft
Restoration protection. The whole family is protected from the impact of identity theft.
Features include:
ID Monitoring & Surveillance
Scanning engines, human intelligence gathering and mathematical algorithms find and analyze your data online. more
  $25,000 Loss Insurance
Identity Fraud Loss and Expense Reimbursement Master Policy from
AIG Insurance is designed to. more
Lost Wallet Service
Store information about the contents of
your purse and wallet securely. If ever
lost or stolen, you are protected. more
  Identity Theft Recovery
If your identity is stolen, we recover
your ID for you or assist you in your
recovery - your choice. more
ID vs Credit Monitoring
Identity scoring and monitoring is more effective than credit report monitoring. Study by Gardner Group. more
  Faces of Identity Theft
Criminals use sophisticated methods
to obtain and misuse our personal information. more
Click Here To Watch the Video

Identity Theft has become one of the greatest issues of our generation. The numbers are staggering. According to the Federal Trade Commission's Identity Theft Survey Report: Over 155 million Americans have been the victim of a security breach.

Over 10 million Americans had their personal information used to open a bogus bank, credit, or utility account or involved in other kinds of crimes. For the 4th year in a row, Identity Theft complaints have topped the FTC's list of consumer complaints.

LifeLock Identity Guard ID Shield Trusted ID ID Watchdog Equfax
Subscription Cost $5/mo $34.50/mo $35.95/mo $36.95/mo $16.95/mo $39.90/mo $29.90
Adults Covered ALL 2 2 2 2 2 2
Children Covered ALL 2 0 4 4 0 0
Level Assistance Complete
Assisted Assisted Complete
Assisted Complete


THE ID COMMAND CENTER provides a real-time view of your automated identity monitoring and alerts, access to your lost wallet protection, your policy coverage and more.

  • View your ID Monitoring and Surveillance status with alerts, and respond to any suspicious information with a click.

  • Create and update your Lost Wallet Protection service to be ready when you need it. Access to your family AIG Personal Loss Policy Coverage including protection description.

  • Contact Fully Managed Restoration in the event of suspicious information or ID theft.

  • Initiate analysis and as needed, Fully Managed Recovery for you or a family member of any suspicious inquiries or possible identity theft incidents.

  • Start protecting your family in minutes! For individuals and families start immediately with a multi-tiered approach from early detection technologies to fully managed restoration.

ID Protection $4.95/mo

Everything of value is now on your computers. Images, videos, music, docs, mobile sync - literally your life! SG BACKUP provides the way to secure your data and your life
  • Infinite Data Storage
  • Military Grade Encryption
  • Eassy To Use. All File Types
  • Lowest Cost Protection
SG BACKUP protects your precious files by keeping a copy safely online. It's hassle-free, easy-to install, completely secure & backs up your entire PC or Mac, no matter how many files you've got!
Features include:

Keep your files safe
No technical knowledge needed

Backup works in the background to protect your files as you use your computer. It backs up all of your files - no matter how many you've got. You can restore your files at any time with one click.


Multiple copies
Complete peace of mind

You can be sure your files are safe
and secure. Multiple copies of your
files can be accessed at any time,
and we encrypt them with military-
grade encryption, so that they're
completely private.


No Limits
Every file you have

Backup your whole PC or Mac, no matter how many files you've got. Backup is your personal storage space on the Internet. It's unlimited, it's secure and it's there forever.


Easy Access
View your files anywhere

View your backed up files anywhere - from any computer, mobile or tablet. View photos, watch videos, listen to music and work on your documents from your backup center.


Restore at anytime
Up to 30 previous versions

Need to revert a change you made? File overwritten? No problem. We even keep your deleted files for 30 days. Restore files or entire folders at any time with one click.


Both Mac and PC
Back up your data

Whether PC or Mac, we've got you covered. Unlike other services that don't backup Mac or have manual video backup, your backup is automatic for your whole household.

Carnobite Home Mozy Dropbox Sugersync Elephant Drive SOS
Package Price $60/year $99/year $99/year $199/year $150/year $100/year $100/year
Multiple Computers Yes-5 NO NO NO NO NO NO
Storage Space Unlimited Unlimited 125 GB 100 GB 100 GB  100 GB 100 GB
Autodetect Changes
Automated Backups
Encryption Security
Harddrive Support
File Syncing
Mobile Apps
Selective Backups
Unlimited Bandwith
See how easy it is to get started using SG Backup. Take the Guided Tour

Online Backup $4.95/mo


About Our Mobile Banking
WaveTen Mobile Banking (WTMB is an innovative payment service that offers a new way to send and receive money using any mobile device. Offering you the world's first purely "mobile only" FDIC insured bank account. With WMB, sending and receiving money has never been easier. It's as simple, as sending a text message to anyone with a mobile phone and the money is deposited directly into their WMB account. Now there's a safe, secure, and simple way to send money instantly, anywhere in the world.
Watch our video overview
Mobile Banking & Businesses
WMB for business was designed to address the need for alternative ways of paying employees, distributors and vendors. WMB offers turn-key mobile banking solutions for: banks, merchants, payroll, direct sales, non-profit and more. The Benefits are huge. For example, sharing in transaction-based revenues, reduced costs to the merchant, faster delivery, greater convenience, added security, instant settlements, reduced chargeback rate, and we can bank the unbankable. Bottom line? Everyone wins and you can too by tapping into this marketplace through WaveTens Mobile Banking!
Formula For Success:
Fueled by the exponential proliferation of mobile phone users around the world, mobile banking has become a vital part of our fast-paced lifestyle and, according to analysts, in the US alone is expected to leap by 55% next year. The ubiquity of mobile phones and the robust development of new applications will continue driving increased consumer use. WaveTen is strategically positioned to capitalize on this rapidly-growing market. Merging mobile and web-based technologies, we offer complete mobile banking solutions for residential  and business consumers.